Tuesday, July 7, 2026

Trump Accounts go live

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The Daily Money

ALL THE MONEY NEWS YOU NEED TO KNOW

Tue Jul 7 2026

Daniel de Visé | Personal Finance Reporter

Good morning! It’s Daniel de Visé with your Daily Money.

President Donald Trump hailed the arrival of Trump Accounts yesterday in an Oval Office ceremony, vowing to make millions of American babies "very rich."

The federal savings program went live on July 4, with the families of 6 million American children claiming accounts. Among those children are 1.4 million newborn babies who get $1,000 in seed money from the government.

Here's how it all works.

Americans need a primer on how to buy a home

Millions of Americans may feel like rising home prices hinder them from affording a home, Medora Lee reports.

But what if the real problem lies in their lack of knowledge about how to buy one?

📰 More stories you shouldn't miss 📰

•	3 things to know about annual Social Security hikes
•	In-N-Out reveals new locations in 5 states
•	Is it disloyal to leave a supportive company?
•	Gen Z has a problem with paying each other back
•	Claim a share of Disney's streaming settlement

🍔 Today's Menu 🍔

One dad's order at Chick-fil-A has gone viral.

The reason: He found a way to feed a family of five for less than $45.

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Daniel de Visé covers personal finance for USA TODAY. The Daily Money breaks down complex consumer and financial news. Subscribe here.

Trump Accounts are open for business. Here's how they work

New details about 'Trump Accounts' are emerging as the July 5 launch approaches.

President Donald Trump rang in the arrival of Trump Accounts, a program that gives $1,000 federal seed money to newborns.

A for-sale sign stands in front of a Bexley house in September 2023. New rules for buying and selling homes take effect on Aug. 17 as part of a settlement from a lawsuit against the National Association of Realtors.

Why many buyers may struggle to buy a home, and it isn't the economy

Most Americans don't fully understand the homebuying process or how credit scores impact mortgage rates. More knowledge may go a long way, FICO says.

A Chick-fil-A restaurant sits at the northeast corner of Hypoluxo Road and Military Trail near Lake Worth Beach in Palm Beach County.

Dad’s Chick-fil-A hack goes viral for creatively cutting costs

A dad's budget-friendly Chick-fil-A order has gone viral after revealing a hack for cheap eats.

Adult looking at financial paperwork.

3 things retirees need to know about annual Social Security raises

It's important to understand the truth about Social Security's cost-of-living adjustment.

An aerial view of a sign in front of an In-N-Out Burger restaurant on July 21, 2025, in Daly City, California.

In-N-Out to open 6 new restaurants in 5 states. See where

The iconic company has grown beyond its California roots in recent years, opening locations in Colorado, Texas, Idaho, and as far east as Tennessee.

It is disloyal to leave a supportive company for a better job?

Is it disloyal to leave a supportive company for a better job?

Good leaders want what’s best for their employees, even if that means supporting them as they move on.

Roughly 76% of Gen Z consumers who have paid upfront for a group expense say they weren’t paid back in full, according to a new study from Zelle.

Took a trip July 4 weekend? This study says your friends are likely to not pay you back

Roughly 76% of Gen Z consumers who have paid upfront for a group expense say they weren’t paid back in full, according to a new study from Zelle.

What to know to claim your share of Disney's streaming settlement

Here's what you need to know to claim your share of $50 million from a Disney streaming settlement.

Customers place their order during the opening of Colorado's In-N-Out location in Loveland, Colo., on Friday, Nov. 10, 2023. In-N-Out Burger was founded in 1948 by Harry Snyder and his wife Esther in Baldwin Park, Calif. Originally just a Southern California regional restaurant chain, it has expended over the past several years to northern California, Arizona, Nevada, Utah,Texas and recently Tennessee.

See inside In-N-Out Burger's iconic restaurants out West

The first In-N-Out burger opened in 1948. Today it has more than 280 restaurants in eight states, mostly in the western part of the country.

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