Thursday, July 23, 2026

Americans are retiring before they're ready

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The Daily Money

ALL THE MONEY NEWS YOU NEED TO KNOW

Thu Jul 23 2026

Daniel de Visé | Personal Finance Reporter

Good morning! It’s Daniel de Visé with your Daily Money.

Americans are retiring sooner than they expect, and most retirees wish they had done a better job saving.

Those are the conclusions of a new report from TIAA Institute. And the findings are probably related.

Generic drug tariffs will skyrocket

The most common prescription drugs you pick up at the pharmacy counter or fill via mail order will likely get more expensive, Ken Alltucker reports, under President Donald Trump's plan to assess a 100% tariff on imported generic drugs in two years.

Here are the details.

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Burger King is so confident in its signature burger that the chain has introduced a "Whopper Guarantee."

Not satisfied with your Whopper? Here's what happens.

Daniel de Visé covers personal finance for USA TODAY. The Daily Money breaks down complex consumer and financial news. Subscribe here.

Many Americans retire earlier than planned. Then come the regrets

Senior couple sitting together at a table, calculating domestic bills while using a laptop and reviewing documents, managing their finances and enjoying their time at home

Americans are retiring sooner than they expect, and they have regrets.

President Donald Trump speaks in the Eisenhower Executive Office Building on May 18, 2026 in Washington, DC. President Trump spoke on the TrumpRX site, prescription drugs, and health care affordability during the event.

9 in 10 drug prescriptions are generic. Trump wants to impose tariffs

Trump plans to impose a 100% tariff on imported generic drugs in two years to bolster domestic manufacturing of these widely-used medications.

Burger King is making changes to the Whopper for the first time in nearly 10 years.

Burger King debuts 'Whopper Guarantee' with free burgers

Burger King is reacting to feedback from customers who are asking for a point person in restaurants to resolve issues.

Each Regent Seven Seas Cruises ship has a curated art collection.

This free cruise event convinced her to buy two paintings

Artwork is often central to cruise ships’ interior design, but some operators also make an activity of selling art to vacationers.

Protect your car from hail, snow and more with this hail car cover, on sale now at Amazon.

This $150 hail cover could save your car from thousands in storm damage

Storm season can be tough on vehicles. This anti-hail SUV cover features EVA foam padding designed to help minimize dents and paint damage.

: How to stay entertained on long road trips.

7 unexpected items you will be glad you packed on your next road trip

Cut down on any potential in-car chaos by packing these useful yet unexpected items on your next road trip.

School teacher Kelly Elizabeth Belt fills out paperwork to payback her student loan while trying to navigate policies under the current administration of U.S. President Donald Trump, in Provo, Utah, U.S. May 30, 2025. REUTERS/Jim Urquhart

Student loan borrowers are in trouble. Here's what they need to do.

Student loan defaults hit a record 9.52 million. Experts explain how to avoid wage garnishment and credit loss.

Could your product earn a USA TODAY Editor's Pick?

USA TODAY is launching its inaugural Beauty & Wellness Awards to recognize standout skincare, makeup, wellness and personal care products. Brands can nominate products for Editor's Pick consideration now.

The Toyota RAV4 GR Sport plug-in hybrid vehicle starts just under $50,000.

Step inside the 2026 Toyota RAV4 plug-in hybrid car

Take an up-close and personal look at the 2026 Toyota RAV4 plug-in hybrid car that we recently tested.

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