Monday, December 29, 2025

What if I don't take my 'required' IRA distribution?

Also: Where's the rest of my bonus? ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌  ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ 
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The Daily Money

ALL THE MONEY NEWS YOU NEED TO KNOW

Mon Dec 29 2025

 

Daniel de Visé Personal Finance Reporter

Good morning! It's Daniel de Visé with your Daily Money.

Many of us have end-of-year financial checklists. If you're 73 or older, one item on that list should be to double-check that you've taken the required minimum distribution on your retirement account.

Where's the rest of my bonus?

Here's another popular December topic: the year-end bonus. Lots of us are expecting bonus checks for superior performance. But the actual check may be smaller than you think.

Building a more inclusive 'Magic' kingdom

Finally, here's a story about a community of Magic: The Gathering players who are trying to make the fantasy card game more accessible.

📰 More stories you shouldn't miss 📰

What bubble? Investors are still crazy for AI stock.
A popular airport Chili's is shutting down
3 retirement mistakes every 50-something should avoid
Here are the states with the fastest and slowest speed limits
5 vacation destinations we tested ourselves

Daniel de Visé covers personal finance for USA TODAY. The Daily Money breaks down complex consumer and financial news. Subscribe here.

Many Americans forget or fail to take required distributions from retirement accounts, a new analysis finds.

As many as 7% of retirees aren't taking required withdrawals from their accounts, a mistake that can be costly. Luckily, there are some easy fixes.

Gulf Power employee Sarah Gatewood surprises the Davis family with gifts and holiday decorations when the Gulf Breeze family arrives home on Monday, Dec. 6, 2021. Gulf Power and Baptist selected Davis to receive the decoration as a health care hero.    Health Care Hero Gulf Power
 

How a year-end gift or bonus for you may also be one for Uncle Sam.

Americans receving year-end bonuses or gifts may be suprised at how small it is. Here's why it may have shrunk.

Joseph Johnson playing Magic: The Gathering with Post Malone, Sean Marquette, Evan Ferrante, and Michael Sinclair.
 

How Black nerds turned a fantasy card game into community

For a group of Magic: The Gathering players, the game has turned into something more than a fun pastime.

Some analysts fear Nvidia and other tech stocks are trading in an "AI bubble."
 

AI stocks are historically overpriced. Most investors don't care.

Call it the AI paradox: Investors know about the AI bubble, but they're still buying and holding Magnificent Seven stocks.

Airport signboard displaying Orlando International Airport in yellow letters.
 

Airport's 'stairway to heaven' Chili's is shutting down

A Chili's Grill & Bar located right off an escalator dubbed "stairway to heaven" at Orlando International Airport is set to shut down permanently.

A person at a laptop.
 

Don't make these 3 retirement savings mistakes in 2026

Avoiding these could help you avoid a financial crunch later on.

A new sign displays a sleed limit of 45 mph alongside northbound R. 29 just south of Rome, Illinois.
 

The speed limit is what? States with the fastest and slowest speeds

If you're driving between states this holiday season, watch out for speed limits different than you're used to.

Solana Beach is located between Del Mar and Encinitas.
 

No hype or algorithm: 5 places to visit in 2026 we tested ourselves

From coastal California to rural Japan and Portugal, USA TODAY's travel reporters share 5 destinations that stood out and are poised to shine in 2026.

What's one way to feel happier? Go on a trip. According to G Adventures' recently released Happiness List 2026, 89% of Americans agree that purpose-driven travel contributes to their long-term happiness, offering a sense of wonder along with a chance to decompress and find connection. Here are 10 travel experiences that G Adventures' travelers said made them feel happiest.    Panama's San Blas Islands are perfect for unplugging in exchange for enjoying turquoise waters and white sand. Travelers can stay in Indigenous-owned accommodations, including traditional huts, and explore the archipelago on boat trips.
 

These 10 trips made travelers happiest, according to a new survey

A new G Adventures survey reveals why purpose-driven trips make travelers happier, and which 10 experiences deliver the biggest joy boost.

USA TODAY
 

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