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The Daily Money

ALL THE MONEY NEWS YOU NEED TO KNOW

Fri Jul 18 2025

Betty Lin-Fisher | Consumer reporter

@blinfisher

Good morning and Happy Friday! This is Betty Lin-Fisher with Friday's consumer-focused edition of The Daily Money.

Health insurance costs are about to spike again.

Consumers who buy health insurance through the Affordable Care Act marketplace will likely face double-digit rate hikes next year, reports my colleague Ken Alltucker.

And many working-age consumers who get their health insurance through the workplace won't be spared, either.

Ken explains what to expect in 2026 and why health insurance prices will go up.

Syndication Panama City News Herald Pcnh

Chase Peterson, a Mosley senior, stands next to a stethoscope during a cardiopulmonary resuscitation exercise at Ascension Sacred Heart Hospital in Panama City, Fla., March 28, 2025. Health insurance premiums nationwide are expected to spike in 2026.

Tyler Orsburn/News Herald / USA TODAY NETWORK via Imagn Images

Tax benefits for everyday Americans

The so-called "One Big Beautiful Bill," which is now law, is nearly 900 pages. It's doubtful that most Americans are going to take the time to read through it.

Here is a really easy-to-follow story and graphic by my USA TODAY colleagues, including personal finance reporter Medora Lee. It outlines many of the tax and spending highlights that most Americans will want to know about.

Medora also has another story highlighting some more tax benefits that may not have gotten as much attention.

What tariffs mean for your wallet

Tariffs – and their potential impact on shopper's budgets – are weighing heavily on consumers. My colleague Rachel Barber asked experts what tariffs could mean for consumers' wallets and for advice on how to shop smart.

📰 Consumer stories you shouldn't miss 📰

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•	Video: Four summer vacation trips and tricks.
•	Are you nervous about taking a day off work? Others are, too.
•	Do you like theme parks? Thank Disneyland.
•	PepsiCo outlines product changes that will get rid of artificial flavors or colors.

About The Daily Money

Each weekday, The Daily Money delivers the best consumer and financial news from USA TODAY, breaking down complex events, providing the TLDR version, and explaining how everything from Fed rate changes to bankruptcies impacts you.