Here's why more Americans have bank accounts

Also: Is AI your secret Santa? ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌  ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ 

Read in browser eNewspaper   |    Crosswords   |   Horoscopes The Daily Money ALL THE MONEY NEWS YOU NEED TO KNOW Tue Dec 16 2025 Daniel de Visé |  Personal Finance Reporter Good morning! It's Daniel de Visé with your Daily Money. In the holiday spirit, here's a good-cheer story about a program for American consumers who are "unbanked" or "underbanked." AI is aiding our holiday shopping Betty Lin-Fisher has a story about how more consumers are using AI for their holiday shopping, whether they realize it or not. 📰 More stories you shouldn't miss 📰 • Jobs report shows a weaker labor market • Consumers are struggling with the costs of groceries • Roomba's maker files for bankruptcy. Will your Roomba care? • How to step into a leadership role at work • Here are the most affordable hybrid cars 📰 A great read 📰 And here's a popular story from earlier this year that you may have missed. Read it! Share it! Earlier this year, a number of legal U.S. residents were detained or deported over information found on their cellphones. That trend has seeded worry among travelers that they, too, will run afoul of border patrol. Daniel de Visé covers personal finance for USA TODAY. The Daily Money breaks down complex consumer and financial news. Subscribe here. More Americans are opening bank accounts. Here's why. Bank On, an initiative to serve the underbanked or unbanked, saw a 27% jump last year in new accounts. Why this is welcomed news. READ MORE More are turning to AI to aid holiday shopping More than half or 53% of shoppers surveyed by CouponFollow said they have or plan to use AI for holiday shopping. READ MORE Jobs report: Employers added 64,000 jobs, unemployment at 4-year high The November jobs report offers the clearest view of the U.S. labor market after months of data disruptions. READ MORE Here's how many shoppers say they're struggling with rising grocery costs In a new survey by Swiftly, 68% of shoppers said they were struggling to pay their grocery bills. READ MORE iRobot, maker of Roomba, files for bankruptcy. What you need to know. iRobot, the maker of the popular Roomba vacuum cleaner, filed for bankruptcy protection on Dec. 14, citing increased competition and high costs. READ MORE How to feel confident when stepping into a leadership role If your employer offers a new role, remember, they already gave you all the validation you need by making the offer. READ MORE 15 most affordable hybrid cars you can buy for 2026 Electrified vehicles can be expensive, but these fuel-sipping hybrids prove that they don't have to be. READ MORE Can your phone get you deported? New scrutiny at US borders raises alarm A growing number of legal U.S. residents and visa holders are being detained or deported after border agents inspect their phones and social media. READ MORE See festive rides decorated with holiday cheer for Christmas Lights brighten homes and trees this holiday season, and some even take it further by adorning their cars with Christmas decorations. Check it out. READ MORE Download USA TODAY's app to get to the heart of news Our app gives you award-winning coverage, crosswords, audio storytelling, eNewspaper and more. READ MORE Sign up for the news you want Exclusive newsletters are part of your subscription, don't miss out! We're always working to add benefits for subscribers like you. SEE ALL NEWSLETTERS ➔ Newsletters   |    eNewspaper   |   Crosswords Follow Us Problem viewing email? View in browser Unsubscribe  •   Manage Newsletters  •  Terms of Service  •   Privacy Policy/Your California Privacy Rights  •  Privacy Notice  •  Do Not Sell My Info/Cookie Policy  •   Feedback