Friday, November 15, 2024

How's your holiday shopping going?

Plus: relief for those with medical debt ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌  ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ 
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The Daily Money

ALL THE MONEY NEWS YOU NEED TO KNOW

Fri Nov 15 2024

 

Betty Lin-Fisher Consumer reporter

@blinfisher

Good morning and Happy Friday! This is Betty Lin-Fisher with Friday's consumer-focused The Daily Money.

Don't panic, but Christmas is only 5½ weeks away. Hanukkah this year also falls on Dec. 25 and Kwaanza starts on Dec. 26.

So where are you with your holiday shopping?

Are you among the 48% who told Bankrate you were starting before Halloween? Or the 58% who, according to the latest National Retail Federation Survey, started as of early November?

If you haven't started, that's OK.

The National Retail Federation says a record 183.4 million people are planning to shop in stores and online during the five-day period from Thanksgiving through Cyber Monday. That's up from a record 182 million shoppers in 2023, and 18.1 million more people than five years ago.

Here's also the scoop on what to know for Black Friday shopping.

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Black Friday deals are already in swing at many retailers.

Leon Neal, Getty Images

Potential credit relief for medical debts

Medical debt, even for consumers who have health insurance, can be financially debilitating.

Medical bills accounted for 58% of debt collection on consumers' credit records, according to a 2022 report from the Consumer Financial Protection Bureau. Medical collection appeared on more than 43 million credit reports for consumers, according to the CFPB.

Here's how a new rule from the federal agency would help protect consumers' credit.

📰 Consumer stories you shouldn't miss 📰

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Was it fair for voters to blame Harris/Biden for inflation?
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🍔 Today's Menu 🍔

McDonald's newest Happy Meal comes with two toys to encourage kids to share. The new Pet Simulator Happy Meal, available Nov. 26, will come with a toy for your child and a gift-wrapped toy to give to a friend.

About The Daily Money

Each weekday, The Daily Money delivers the best consumer and financial news from USA TODAY, breaking down complex events, providing the TLDR version, and explaining how everything from Fed rate changes to bankruptcies impacts you.

Christmas gifts and decorated Christmas tree.

A record number of shoppers this year are expected to buy gifts over Thanksgiving weekend than previous years, according to a new survey.

Angela McCullough shops for Barbies at a Walmart in Viera, Florida, on Nov. 24, 2023. The line for the Black Friday sales started forming at 5:30 a.m.
 

Black Friday 2024: Everything you need to know to shop the best sales

Black Friday seems to be more of a "Black November" as deals start early at major retailers like Walmart, Target and Amazon. Here's what to know.

George Curlee, of Garland, Texas, faces thousands of dollars in unpaid medical bills from a hospital stay. He worries about how the medical bills have harmed his credit score. A proposed federal rule would eliminate medical bills from credit reports.
 

Medical debt: Can this rule fend off credit hits from costly care?

The Consumer Financial Protection Bureau wants to eliminate all medical debt from credit reports. Will President-elect Trump allow it?

Apps to help you decompress and relieve stress.
 

Apps to help you relax

Life can be stressful! Here are some easy tech solutions to help you take a moment for yourself.

Groups of protesters gather in the Brooklyn neighborhood of Borough Park to denounce lockdowns of their neighborhood due to a spike in COVID-19 cases on Oct.7, 2020 in New York City. Borough Park is one of numerous Brooklyn neighborhoods that are witnessing a rising number of COVID-19 cases as New York City continues to trend down to around a one percent overall infection rate. Many of the neighborhoods experiencing a spike in cases   are Orthodox Jewish neighborhoods which have had issues with authorities in limiting large funerals and weddings. New York City Mayor Bill de Blasio has announced plans to close nonessential businesses and schools in nine neighborhoods where positive COVID-19 rates have been higher than 3 percent.
 

Voters blamed Biden/Harris for inflation. Were they to blame?

Voters blamed the Biden/Harris administration for inflation. Was that fair? We asked economists to weigh in.

In this photo illustration, the Bluesky logo is displayed on a cell phone with the app displayed on a computer monitor on November 14, 2024 in Pasadena, California. The social media app Bluesky has seen its user base increase by 1.25 million since the U.S. Presidential elections as some people leave rival X, which is owned by Elon Musk.
 

What is Bluesky? Social media app seeing rising popularity

Social media platform Bluesky has seen a boom in new accounts since Election Day. Here's what to know.

The toilet seat with the lid open at a aircraft lavatory. With a tissue dispenser and flush button above
 

Airplane bathroom tips from airline pros | Cruising Altitude

Everything you never wanted to know about why airplane bathrooms are annoying.

McDonald's holiday-themed Pet Simulator Happy Meals will be available from Nov. 26 to Dec. 16 at participating McDonald's locations nationwide, while supplies last. Each comes with two Pet Simulator toys.
 

New McDonald's Happy Meal comes with two toys: One for you, one to gift

A new holiday-themed Happy Meal is coming to McDonald's menu on Nov. 26. Each comes with two Pet Simulator toys, one to play with and another to gift.

Most families don't consider vacations when budgeting out their year.
 

7 personal things to never post online

Scammers are looking for ways to steal your personal data. From relationship status to vacations, here's what you should not post online.

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