Monday, April 22, 2024

Want to live near good schools?

It'll cost $300,000 more on average. ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌  ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ 

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The Daily Money

ALL THE MONEY NEWS YOU NEED TO KNOW

Mon Apr 22 2024
 

Betty Lin-Fisher | Consumer reporter

@blinfisher

Good morning and Happy Earth Day. This is Betty Lin-Fisher with today's The Daily Money.

When it comes to looking for a home to raise their families, parents and parents-to-be usually want a house in a good school district.

A new report says homes in those high-performing school districts come at a big premium – nearly $300,000 more on average – according to a story by my colleague Medora Lee.

Read the piece here and see what states have the steepest premiums.

Syndication The Providence Journal

A for sale sign advertises a home in the Harlow Neighborhood in Eugene, Oregon.

Ben Lonergan/The Register-Guard / USA TODAY NETWORK

Child-care costs are increasing

Speaking of kids, a new report says parents are paying nearly one-fifth of their paycheck on child care – and the costs are rising.

The average household with child-care bills spends $325 a week, or 18.6% of its weekly income, according to an analysis by LendingTree, a personal finance site.

Read the story by my colleague Daniel de Visé and see what states have the highest child-care costs.

📰 Consumer stories you shouldn't miss 📰

•Here's a $413,000 retirement expense you need to consider.
•What tweaks should you make to your 401(k)?
•Google Doodle takes you on a world tour for Earth Day.
•Soaring pet-care costs are taking a bite out of budgets.
•Why are hotel check-ins late? What's happening behind the scenes?

📰 A great read 📰

Finally, here's a popular story from earlier this year that you may have missed. Feel free to share it.

Costco and its low-cost health partner are now offering weight-loss management care. For $179 every three months, Costco members can get access to a medically-supervised program. That includes a prescription for medications like Ozempic, if the clinician thinks it is medically appropriate. Read the story here.

About The Daily Money

Each weekday, The Daily Money delivers the best consumer news from USA TODAY. We break down financial news and provide the TLDR version: how decisions by the Federal Reserve, government and companies impact you.
Like "speakeasy," "dive bar" is a term whose meaning has evolved over time. A speakeasy used to be a strictly illegal drinking place, whether high-tone or lowbrow, whose patrons were subject to arrest if they were discovered (and possibly to poisoning from bathtub gin if that's what they drank); today, it seems to just mean any place with a hidden entrance, and possibly with bartenders sporting bowties. As for dive bars, they used to be notoriously disreputable, dirty, and possibly dangerous - the kinds of places where strangers weren't welcome and where, if you weren't a stranger, you were very likely to be disreputable, dirty, and possibly dangerous yourself. Today, "dive bar" is used increasingly to mean simply a bar with character, someplace not too fancy, an establishment with a personality of its own - maybe a little ill-kempt but rarely worrisomely unclean or in any way threatening. But if a dive bar is to be differentiated from any other neighborhood watering hole, or from all the trendy new places with dive bar pretensions, there ought to be some agreed-upon definitions. Here are attributes that a true dive bar should have: A regular clientele with regular bar seats - the kind of people who might turn to look at you when you walk in, but then turn back to their beers, minding their own business and expecting you to mind yours; graffiti on the walls (or, at the very least, on the restroom walls); an old-school jukebox (not the internet variety; extra points if it takes quarters or dollar bills), tuned a little too loud; at least one pool table; and furnishings repaired with duct tape. The real thing also needs: Daytime hours (a hardcore dive bar opens as soon as it's legal - 6 a.m. in some states); beer in cans, often including PBR (Pabst Blue Ribbon), as well as in bottles (taps are optional); a light level that's either too low or too high (ideally there are no windows); bartenders who are either really friendly or really surly - nothing in between; and cheap drinks. (These are America's best-selling beer brands .) To assemble a list of the best dive bar in every state, 24/7 Tempo began by consulting ratings and reviews of establishments identifying themselves as dive bars, in whole or in part, on Yelp . Many of these were disqualified because they were primarily restaurants, sports bars, or chain operations, or because they were judged editorially to lack essential dive bar characteristics. We also consulted numerous roundups of dive bars, ranked and otherwise, from a variety of websites, including those of Thrillist , Eater , Tasting Table , and The Daily Meal , as well as numerous local and regional sites and both websites and Facebook pages belonging to some of the bars under consideration. A few caveats before you head for one of these places: Many of them are cash-only. With only occasional exceptions, they're not places where you'd want to eat anything fancier than a bag of chips or a frozen microwaved pizza. And some don't serve liquor - just cheap bulk wine (maybe) and lots of beer. On the plus side, dive bars are often friendly, surprisingly welcoming hangouts; the bar tabs tend to be modest (even for a full evening of drinking); and you'll almost certainly have more fun and more interesting experiences overall than you would if you'd gone to some swanky uptown place. (If you prefer that kind of establishment, though, these have recently been voted the best bars in America right now .)

Parents often look to buy homes in the best public school district to save on tuition. But those houses may come at a hefty premium, a study shows.

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Two young toddlers sit on the carpet in a home daycare as they play together with toy animals and blocks.
 

Is my entire paycheck going to child care? Report finds rising costs

A new report says American families that pay for child care spend nearly one-fifth of their income on the service, and costs are rising.
10. Passive vs. active management If you like to be more involved in managing your portfolio and pick individual holdings to aim for higher returns, a passive management strategy may not be the best option for you. Passive investment is for those who want to smooth out the market upheavals with diversification, reaping steady, but not outsized, gains. Before embarking on either approach, ask yourself how much risk you are willing to take. If you don't mind shouldering more risk, try your hand at active management. Risk-averse investors would be better served by passive management. ALSO READ: 5 Tips to Choose the Best Wealth Management Firm for You
 

How to tweak your 401(k) with inflation picking up, rate cuts delayed

Financial experts say now may be a good time to consider tweaking your 401(k) as the Fed and other central banks weight when to lower interest rates.
Google's Earth Day doodle takes a trip to six continents showing its beauty.
 

Earth Day 2024: Visit Google to see Earth Day doodle

Search engine giant Google is celebrating Earth Day on April 22 through its famous doodle drawing that takes users on a journey in six continents.
Angie and Micah Cacopardo with their greyhound Lenny, whose treatment after being severely injured by another dog cost $17,000.
 

A big pet peeve: Soaring costs of vet care bite into owners' budgets

Veterinary care in cities has risen by 11% in the last two years and 60% since 2014. A recent poll shows vet bills have stressed 91% of pet owners.
Joy Felicitas can strip and remake a bed in the blink of an eye.
 

Why are hotel check-ins so late? How housekeeping gets your room ready

At hotels, housekeepers are the biggest and, arguably, the most important department. Here's a behind-the-scenes look at their hard work.
Federal Reserve Chairman Jerome Powell speaks during a press conference regarding the Federal Reserve's decision to not change interest rates on Jan. 31, 2024.
 

What is inflation, what causes it, and what is hyperinflation?

Recent inflation readouts provided mixed economic news. Here's what you need to know about inflation and what causes it.
Young woman using cell phone to send text message on social network at night.
 

See what cell providers offer senior discounts

Some people have a coupon printed on their ID. Here are some cell phone providers offering senior discounts.
Large LEGO builds are sprinkled throughout LEGOLAND Florida.
 

9 things to know before you visit LEGOLAND Florida

LEGO fans of all ages can enjoy LEGOLAND Florida, but there are prime ages for visits.
A Tesla store in Vermont in South Burlington, as seen on April 10, 2024.
 

Tesla cuts prices on three models after tumultuous week

Tesla cut prices on three models Friday after a week that saw a major recall and an announcement of layoffs.

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❤️ Grandma's Classic Recipes

She hated to give these away!  ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ...