World News: The Daily Money's complete guide to July 4

ALL THE MONEY NEWS YOU NEED TO KNOW

Monday, July 4

Good morning and welcome to a special Fourth of July edition of The Daily Money. It's Jayme Deerwester with you on this Independence Day, serving up everything you need to know in order to do the holiday up right.

Let's get started with some popular questions: Which stores are open today and where can you find some killer deals? And how about the bank or post offices? Can you get any errands done today? (Spoiler alert: not really.)

•	Store openings and closings: Find out which retailers are open.
•	July 4 shopping guide: The 60 best sales you'll find online and in-store.
•	What else is open and closed? Check the status of banks, post offices and the stock market

This July Fourth, let's celebrate America's immigrant entrepreneurs

As you head to the beach or a barbecue Monday, look around your town. Take a moment to notice – and appreciate – all the many small businesses – and large ones, too – that were started by immigrants. As we celebrate America, we also celebrate what America has meant – and continues to mean – for immigrants and how much immigration has improved the America we celebrate.

In return for providing immigrants a new home, immigrants bring America so much. They revitalize America. Immigrants bring us fresh, new ideas. They become our scholars. They win Olympic medals. They bring new food. They create businesses – both small businesses and huge corporations. They sometimes create entirely new industries. They keep America vital and competitive.

Here are just a few statistics on immigrants' effect on business and job creation:

•	Nearly 45% of Fortune 500 companies were founded by immigrants or the children of immigrants as of 2019, according to SHRM Executive Network.
•	Those companies employ over 13.5 million people – an average of 60,629 people – almost 11% more than Fortune 500 companies founded by non-immigrants.
•	About 17% of all small businesses are started and owned by immigrants.
•	A Kauffman Foundation study found that in 2012, immigrants started businesses at almost double the rate of non-immigrants.

🎵 Mood music 🎵

In honor of the holiday, I'm going with a James Brown classic:

"When there's no destination that's too far and somewhere on the way. You might find out who you are. Living in America, eye to eye, station to station. Living in America, hand-to-hand, across the nation. Living in America – got to have a celebration."

About The Daily Money

Each weekday, The Daily Money delivers the best consumer news from USA TODAY. We break down financial news and provide the TLDR version: how decisions by the Federal Reserve, government and companies impact you. It even comes with its own Spotify playlist. It features every song quoted here.

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